How to Buy a Maruti Suzuki Ertiga CNG with an Affordable EMI Plan

The Maruti Suzuki Ertiga continues to be one of India’s most popular and affordable family cars, offering great value for money with its spacious design, fuel efficiency, and practical features. For those interested in purchasing this vehicle but facing financial constraints, there’s good news: you can bring home the Ertiga with a down payment of just Rs 1 lakh. Here’s a detailed look at the EMI plan and total cost involved in buying the Maruti Suzuki Ertiga CNG.

Understanding the Total Cost of the Maruti Suzuki Ertiga CNG

The ex-showroom price of the Maruti Suzuki Ertiga CNG stands at Rs 10.78 lakh. When considering the on-road price in Delhi, additional costs such as registration fees, insurance, and other charges must be factored in:

  • Registration Fee: Rs 1,12,630
  • Insurance Cost: Rs 40,384
  • Extra Charges: Rs 12,980

Thus, the total on-road price of the Maruti Suzuki Ertiga CNG amounts to Rs 12,43,994.

How to Finance Your Ertiga CNG Purchase: EMI Calculation

If you choose to finance the car through an EMI plan, the process is straightforward. By making an initial down payment of Rs 1 lakh, you would need to secure a loan of Rs 11,43,994 (the remaining balance of the total on-road price).

Assuming an interest rate of 10% per annum and a loan tenure of 60 months (5 years), here’s the breakdown of the monthly EMI:

  • Loan Amount: Rs 11,43,994
  • Interest Rate: 10% p.a.
  • Loan Tenure: 60 months
  • Monthly EMI: Rs 24,306

Over the course of the 5-year loan period, the total interest paid on the loan will amount to Rs 3,14,396.

Key Features and Specifications of the Maruti Suzuki Ertiga CNG

The Maruti Suzuki Ertiga CNG is a perfect combination of efficiency and performance. Here’s a quick rundown of its key features:

  • Mileage: Approximately 26.11 km per kg (CNG variant)
  • Engine Specifications:
    • Engine Type: 1.5-liter petrol engine
    • Power Output: 101.64 bhp
    • Torque: 136.8 Nm
  • Transmission: Available in manual transmission
  • Fuel Efficiency: The petrol engine delivers a mileage of 20.51 km per liter.
  • Seating Capacity: 7-seater, ideal for families and larger groups.

The Ertiga CNG offers an outstanding balance of performance, fuel economy, and convenience, making it a top choice in the MPV category. With the added benefit of being CNG-powered, it provides better fuel efficiency and lower running costs, making it an even more attractive option for cost-conscious buyers.

Why Choose the Maruti Suzuki Ertiga CNG?

  1. Affordable EMI Plan: With a down payment of just Rs 1 lakh, you can bring home the Ertiga and spread the cost over manageable monthly payments.
  2. Impressive Mileage: The CNG variant ensures a mileage of 26.11 km per kg, reducing fuel costs significantly.
  3. Spacious and Comfortable: As a 7-seater MPV, the Ertiga offers ample space for families, making long trips more comfortable.
  4. Economical Ownership: The car’s low maintenance and impressive fuel economy make it a cost-effective choice for both city and highway driving.

For anyone looking for a family-friendly car that’s easy on the pocket and delivers great value, the Maruti Suzuki Ertiga CNG is a great option. With its affordable EMI plan, fuel efficiency, and spacious interiors, this vehicle is designed to meet the needs of modern families while ensuring a smooth and cost-effective ride.

Conclusion

Purchasing the Maruti Suzuki Ertiga CNG has never been easier with the flexible EMI options available. By paying an affordable down payment and securing a low-interest loan, buyers can own this reliable family car and enjoy all its benefits without breaking the bank. Whether you’re looking for a car for daily commutes or long family trips, the Ertiga offers everything you need at a price that suits your budget.

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